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Dave Says: You've already paid for it
The Social Security system in this country is a mathematical failure. But that doesn’t mean I’m not going to take my money when I deserve it

Dave Ramsey
2 min read


Dave Says: Rewarding success
Kids should learn at an early age that money is connected to work. Even a kid who’s in kindergarten is old enough to begin doing some age...

Dave Ramsey
2 min read


Dave Says: A 'Heart Problem'
The hard reality is that bankruptcy’s not going to solve anything if she’s got a heart problem

Dave Ramsey
2 min read


Dave Says: On one condition...
But if you’re determined to do it your way, I’ll give you a couple of guidelines. Number one, don’t wipe out your savings...

Dave Ramsey
2 min read


Dave Says: What's best for me?
Dear Dave, I was talking to some friends the other day about wills and trusts. They seemed to have a variety of opinions, so can you...

Dave Ramsey
3 min read


Dave Says: When you know better, do better
But it seems like there’s still a cloud hanging over my head from all my bad decisions. How do I stop obsessing...

Dave Ramsey
3 min read


Dave Says: Right heart, wrong actions
Sometimes, they even try to make us feel guilty if we can’t give them the amount they ask for.

Dave Ramsey
2 min read


Dave Says: You haven't done anything wrong
Two have even accused me of wanting everything she had and turning my grandmother against them.

Dave Ramsey
3 min read


Dave Says: He needs to be reminded
I feel we should each put in the same dollar amount—one that’s fair to both of us—if we’re going to do this. What do you think?

Dave Ramsey
2 min read


Dave Says: Not just a bump in the road
I don’t want to be cruel, but the whole issue has gotten out of hand. How do you think I should approach her about this?

Dave Ramsey
2 min read


Dave Says: Part of your monthly budget
Unless you’ve gone completely off the grid, and have been there for a long time, there’s a good chance someone out there has a few of your..

Dave Ramsey
2 min read


Dave Says: This is way out of line
My two oldest brothers got together and made plans for a party without consulting the rest of us. They want everyone to chip in $1,000...

Dave Ramsey
2 min read


Dave Says...There's nothing passive about real estate
Is it better to become completely debt-free at this point, or should we invest it so we can have even more money for retirement?

Dave Ramsey
2 min read


Dave Says: Think, pray...and find your calling
There’s a lot of fulfillment and joy to be found when you’re doing something that serves the people and things in your life that matter most

Dave Ramsey
2 min read


Dave Says: That's a pretty good deal
You sound like a very driven and mature young man. Congratulations on everything you’ve been able to accomplish so far.

Dave Ramsey
2 min read


Dave Says: Not much to worry about
Honestly, I wouldn’t worry about it too much if I were you. The only exception to that might be if you had loans you owed to that same bank.

Dave Ramsey
1 min read


Dave Says: The lesser of two evils
Should we take out a personal loan to take care of this, or set up payments with the IRS?

Dave Ramsey
2 min read


Dave Says: The walking debt
I received a letter about a credit card I had in 2020. The amount owed is $7,688. The letter doesn’t say I’m being sued...

Dave Ramsey
2 min read


Dave Says: Where's the money going?
For the last several months, this roommate has been very late paying his half of the bills.
Rob Doherty
2 min read


Dave Says: A safety net, not a hammock
Should we move in with my folks?
Rob Doherty
2 min read
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