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Dave Says: Medical emergencies come first
Things like this can be expensive, but they’re part of life. At the same time, taking care of these kinds of issues doesn’t have to mean giving up on gaining control of your finances.

Dave Ramsey
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Dave Says…You’ve got to get on the same page
Here’s the thing. If you’re putting other money into a business account, that’s a decent sign you’re not making money in the business.

Dave Ramsey
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Dave Says…Now’s the time to invest in you
If I were in your shoes, I’d park the proceeds from your cattle sale in a high-yield savings account.

Dave Ramsey
2 min read
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Dave Says: Think with your head (and a calculator), not your heart
A few of them offer the use of a newer, high-quality car for very little money per month, with no hidden catches.

Dave Ramsey
2 min read
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Dave Says…You still need a will
All this stuff’s a real wake-up call, right? I know these kinds of things aren’t fun to think about—especially at your age. But thinking...

Dave Ramsey
2 min read
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Dave Says: It’s not about greed, it’s about doing good
If you look back through scripture, you’ll find many of the Bible’s major characters were wealthy people, who understood they were not...

Dave Ramsey
2 min read
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Dave Says: Wealth magnifies what’s already there
One of the first things we taught our kids about, aside from God, was how they were not entitled to anything just because they hit...

Dave Ramsey
3 min read
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Dave Says: Determination and hard work
Truth be told, the vast majority of things you see online and in late-night infomercial presentations are scams.

Dave Ramsey
2 min read
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Dave Says: Preparing for the future
Dear Dave, I’ve been listening to your show, and following the Baby Steps, for about a year. But I received some news from a family...

Dave Ramsey
2 min read
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Dave Says: A high-risk proposition
Now, I don’t know the exact course you’re talking about, but I do know quite a bit about the concept of buying and selling stocks...

Dave Ramsey
2 min read
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Dave Says: It’s not the answer
Now, sometimes there might be cases when certain popular items are on sale, and you can set them aside through layaway if you don’t have...

Dave Ramsey
2 min read
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Dave Says: She’ll be just fine
Dear Dave, My mom is 76, and the only debt she has is about $60,000 left on her mortgage. She has $600,000 in retirement accounts, plus...

Dave Ramsey
2 min read
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Dave Says: Emergency fund for teens?
I always recommend an emergency fund of three to six months of expenses for adults, and I think that’s a fair expectation for teens, as well

Dave Ramsey
2 min read
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Dave Says: Approach it like a sales call
I’m talking about using your experience and the idea that you’re a great sales person, who has transformed herself into a great sales...

Dave Ramsey
2 min read
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Dave Says: Honor your obligations
You know, lots of times when people say they can’t afford something, what they’re really saying is they don’t want to give up fun stuff...

Dave Ramsey
2 min read
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Dave Says: Hitting your goals means planning your goals
The first guideline is to be specific. What do you want to achieve? And be super specific when you answer that question.

Dave Ramsey
2 min read
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Dave Says: Compromises are part of marriage
There might be something in your past that bothers her, or something she doesn’t want you to revisit. There may even be feelings of...

Dave Ramsey
2 min read
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Dave Says: A roadmap to financial peace
You’ve already mentioned getting $1,000 in the bank for a starter emergency fund. That’s Baby Step 1. After that comes your debt snowball...

Dave Ramsey
2 min read
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Dave Says: Your income is the key
The fact that it’s a large amount of student loan debt doesn’t change anything. Baby Step 2 is where you pay off all debt except for your...

Dave Ramsey
2 min read
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Dave Says: My best piece of advice?
Here’s the deal. You’ve already got a mark against you on your credit report for the bill being turned over to collections.

Dave Ramsey
2 min read
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