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Dave Says: A high-risk proposition
Now, I don’t know the exact course you’re talking about, but I do know quite a bit about the concept of buying and selling stocks...

Dave Ramsey
2 min read


Dave Says: It’s not the answer
Now, sometimes there might be cases when certain popular items are on sale, and you can set them aside through layaway if you don’t have...

Dave Ramsey
2 min read


Dave Says: She’ll be just fine
Dear Dave, My mom is 76, and the only debt she has is about $60,000 left on her mortgage. She has $600,000 in retirement accounts, plus...

Dave Ramsey
2 min read


Dave Says: Emergency fund for teens?
I always recommend an emergency fund of three to six months of expenses for adults, and I think that’s a fair expectation for teens, as well

Dave Ramsey
2 min read


Dave Says: Approach it like a sales call
I’m talking about using your experience and the idea that you’re a great sales person, who has transformed herself into a great sales...

Dave Ramsey
2 min read


Dave Says: Honor your obligations
You know, lots of times when people say they can’t afford something, what they’re really saying is they don’t want to give up fun stuff...

Dave Ramsey
2 min read


Dave Says: When you hit rock bottom
Still, when you do stupid things, you’ve got to pay what I call “stupid tax.” I’m talking about the consequences of your actions.

Dave Ramsey
2 min read


Dave Says: Imitate successful behavior
Don’t get all down after hearing this. I’m not saying you should drive a junker until you pay off your house. I recommend that people drive

Dave Ramsey
3 min read


Dave Says...
As long as Mom and Dad are having a discussion and making decisions—not fighting—it’s good for kids to hear the give and take...

Dave Ramsey
3 min read


Dave Says: Spend, save and give
I recommend completing the first three Baby Steps before you start thinking about spending money on fun stuff. In my mind, that positions...

Dave Ramsey
2 min read


Dave Says: A different situation than most
First off, you’re both serious about dumping debt and getting control of your finances. That’s the big thing. Plus, you make good money...

Dave Ramsey
2 min read


Dave Says: Be gentle, but don't fund financial irresponsibility
You and your wife need to be completely on the same page about this situation, but she’s the one who needs to approach Mom and talk things..

Dave Ramsey
2 min read


Dave Says...
It’s not unusual for pros who flip houses to look at 100 or more properties to buy just one. It’s not an easy way to make money...

Dave Ramsey
3 min read


Dave Says: Seeing things in a different way
I know budgeting sounds intimidating, but goals and dreams have a better chance of coming true if you have a written game plan.

Dave Ramsey
3 min read


Dave Says: You've already paid for it
The Social Security system in this country is a mathematical failure. But that doesn’t mean I’m not going to take my money when I deserve it

Dave Ramsey
2 min read


Dave Says: Rewarding success
Kids should learn at an early age that money is connected to work. Even a kid who’s in kindergarten is old enough to begin doing some age...

Dave Ramsey
2 min read


Dave Says: A 'Heart Problem'
The hard reality is that bankruptcy’s not going to solve anything if she’s got a heart problem

Dave Ramsey
2 min read


Dave Says: On one condition...
But if you’re determined to do it your way, I’ll give you a couple of guidelines. Number one, don’t wipe out your savings...

Dave Ramsey
2 min read


Dave Says: What's best for me?
Dear Dave, I was talking to some friends the other day about wills and trusts. They seemed to have a variety of opinions, so can you...

Dave Ramsey
3 min read


Dave Says: When you know better, do better
But it seems like there’s still a cloud hanging over my head from all my bad decisions. How do I stop obsessing...

Dave Ramsey
3 min read
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