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Dave Ramsey
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Join date: Apr 25, 2024
Posts (62)
Jul 9, 2026 ∙ 2 min
Dave Says…Paying off the house? Not an emergency
Dear Dave, Is it ever okay to pull money out of your emergency fund to pay off your home? My husband and I were talking about this the other day, because we are so close to paying off our mortgage. We would appreciate your thoughts. Erin Dear Erin, Believe me, I understand how tempting it could be to throw a bunch of money at your house, get rid of the mortgage payments and own it outright. But I wouldn’t recommend draining your emergency fund to make it happen—even if it meant being...
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Jan 29, 2026 ∙ 2 min
Dave Says: Sick and tired of being sick and tired
At this point, you can really start planning for the future. In Baby Step 4, you’ll start investing 15 percent of your income for retirement.
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Jan 15, 2026 ∙ 2 min
Dave Says: Don’t jeopardize your journey to freedom
She wants to stick to your plan 100% and finishing paying off the debt, then move on to fleshing out our fully-funded emergency fund. I think we make enough money to do both. What do you think?
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