The data doesn’t point to a crash. It points to slow, continued growth.

But now that rates are coming down, buyer demand is getting better.

To get the real picture of how much inventory we have and how it compares to the surplus we saw back then, you’ve got to look at both new homes and existing homes (homes that were lived in by a previous owner).

That kind of intensity pushed a lot of buyers to the sidelines. It was stressful, chaotic, and for many, really discouraging.

For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less space to maintain with the flexibility to stay in a great location.

Here’s the map you need to see that shows how foreclosure rates are lower than you might think, and how they differ by local area

And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed.

According to the latest data from the National Association of Realtors(NAR), the number of homeowners selling without an agent has hit an all-time low