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Stock Market Insights: Leveraged single-stock ETFs explained, high risk, high reward or just wealth destroyers?
These single-stock varieties have become popular among investors who tend to be gamblers. They have the potential for high returns but also huge losses.

Dr. Richard Baker
3 min read


Stock Market Insights: Is rising market turbulence a real trend or just isolated events
Dr. Richard Baker, AIF®, is the CEO and executive wealth advisor at Fervent Wealth Management. I was recently speaking with one of my best friends, who is a pilot, about flight turbulence. He said there are two kinds of turbulence: natural turbulence caused by weather (wind) and pilot-induced turbulence, which happens when a pilot makes a mistake. We are beginning to see some increased turbulence (market volatility), but is it a change to overall maket conditions or is it

Dr. Richard Baker
3 min read


Stock Market Insights: Bank earnings beat expectations, serving as bellwether for a strong economy
Dr. Richard Baker, AIF®, is the CEO and executive wealth advisor at Fervent Wealth Management. I read recently that a young Australian Shepherd dog was missing after a traffic accident, and everyone was to be on the lookout. Though he was a pet, his breed's original job was to herd sheep. Another great shepherding tool was the use of a bellwether, where the farmer put a bell around the neck of the lead sheep, causing the rest of the flock to stay grouped around him. Inve

Dr. Richard Baker
3 min read


Stock Market Insights: Gold at record highs - why investors are looking beyond the dollar
Joe Shearrer, CPFA® is Vice President and Wealth Advisor at Fervent Wealth Management. When the world feels uncertain — inflation high, government debt ballooning, central banks under pressure — investors tend to look beyond the dollar for a safety net. Gold, the age-old hedge, often leads that retreat. But to understand why, you must see them not as speculative gambles, but as symptoms of a deeper impulse: the urge to preserve value when faith in paper money wavers. Gold

Joe Shearer, CPFA
3 min read


Stock Market Insights: Stocks in October—shutdown uncertainty vs. Q4 seasonal gains
Dr. Richard Baker, AIF®, is the CEO and executive wealth advisor at Fervent Wealth Management. As a kid, October was the month for...

Dr. Richard Baker
3 min read


Stock Market Insights: Mortgage rates are rising despite Fed cuts—here’s why
The Fed sets the overnight banking rate, which is used as a baseline for other loans, but is not used for mortgage rates.

Dr. Richard Baker
3 min read


Stock Market Insights: Markets react as Fed shifts policy, investors look ahead
Inflation remains above the central bank’s 2% target, but signs of a cooling labor market — slower job creation, rising jobless claims — appear to have convinced policymakers that keeping rates elevated may do more harm than good.

Joe Shearer, CPFA
3 min read


Stock Market Insights: UK debt crisis - a warning sign for the world
It was the kind of milestone that made both politicians and investors consider the fiscal health of the world’s leading economies, and they probably didn’t like what they saw.

Dr. Richard Baker
3 min read


Stock Market Insights: September’s market test - what history, rates, GDP and profits tell us
For nearly a century, September has been the S&P 500’s weakest month. Since 1928, the index has averaged a decline of just over one percent and has finished lower more than half the time...

Joe Shearer, CPFA
4 min read


Stock Market Insights: Tariffs, debt and markets - why old tools still matter for the U.S. economy
Dr. Richard Baker, AIF®, is the CEO and executive wealth advisor at Fervent Wealth Management. Tariffs have become a pawn in America’s...

Dr. Richard Baker
3 min read


Stock Market Insights: Tech pullback or seasonal pause? What the market is signaling
On Tuesday, August 19, the Nasdaq Composite, the U.S. stock market's main technology index, had its biggest loss in weeks.

Dr. Richard Baker
3 min read


Stock Market Insights: The trap of calm markets - what every investor should know
Dr. Richard Baker, AIF®, is the CEO and executive wealth advisor at Fervent Wealth Management. My daughter and her husband were on a...

Dr. Richard Baker
3 min read


Stock Market Insights: From tariffs to tech, what’s fueling this earnings season
While the numbers are encouraging, investors are primarily focused on forward-looking guidance from company leadership to measure their ability to navigate the next few months.

Dr. Richard Baker
3 min read


Stock Market Insights: Winning the tariff war - Can the world economy handle the consequences?
The Japan deal came on the heels of two other deals with Indonesia and the Philippines. The Indonesia deal alone increases the Indonesia tariff payments from last year's $1 billion to just over $7 billion.

Dr. Richard Baker
3 min read


Stock Market Insights: Stocks at record highs; what should investors do now?
Joe Shearrer, CPFA® is Vice President and Wealth Advisor at Fervent Wealth Management. Since bottoming out in April, the U.S. stock...

Joe Shearer, CPFA
3 min read


Stock Market Insights: Heat wave and hot stocks, how investors can stay ahead
The strength of the market proves yet again that the fundamentals of the U.S. economy and corporate America can withstand a lot.

Dr. Richard Baker
3 min read


Stock Market Insights: Resilience and opportunity - a midyear market update
There has been no shortage of market challenges in the first half of this year.

Dr. Richard Baker
3 min read


Stock Market Insights: Summer market watch - energy headwinds and a data-dependent Fed
Joe Shearrer, CPFA® is Vice President and Wealth Advisor at Fervent Wealth Management. When I was a kid, I used to watch “The Beverly...

Joe Shearer, CPFA
3 min read


Stock Market Insights: Trade wars, oil shocks and sticky inflation - time to stay grounded
Joe Shearrer, CPFA® is Vice President and Wealth Advisor at Fervent Wealth Management. I was talking with my wife over coffee this...

Joe Shearer, CPFA
3 min read


Stock Market Insights: IPO to Espionage - the rise and fall of a tech startup
In February 2022, just a few days after telling the U.S. government that it would stop sharing sensitive technology with its Chinese partners linked to the Chinese military...

Dr. Richard Baker
3 min read
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