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Dave Ramsey
2 min read
Dave Says: A roadmap to financial peace
You’ve already mentioned getting $1,000 in the bank for a starter emergency fund. That’s Baby Step 1. After that comes your debt snowball...
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Dave Ramsey
2 min read
Dave Says: Your income is the key
The fact that it’s a large amount of student loan debt doesn’t change anything. Baby Step 2 is where you pay off all debt except for your...
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Dave Ramsey
2 min read
Dave Says: My best piece of advice?
Here’s the deal. You’ve already got a mark against you on your credit report for the bill being turned over to collections.
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Dave Ramsey
3 min read
The generosity effect
Ted Horn was the owner of the Dixie Diner and a man with a big smile and an even bigger heart. It is said that the eyes are the window...
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Dave Ramsey
2 min read
Dave Says: Keep a boundary in place
There’s nothing inherently wrong with getting a better interest rate, but when everything is all lumped together it can become easy...
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Dave Ramsey
2 min read
Dave Says: When you hit rock bottom
Still, when you do stupid things, you’ve got to pay what I call “stupid tax.” I’m talking about the consequences of your actions.
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Dave Ramsey
3 min read
Dave Says: Imitate successful behavior
Don’t get all down after hearing this. I’m not saying you should drive a junker until you pay off your house. I recommend that people drive
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Dave Ramsey
3 min read
Dave Says...
As long as Mom and Dad are having a discussion and making decisions—not fighting—it’s good for kids to hear the give and take...
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Dave Ramsey
2 min read
Dave Says: Spend, save and give
I recommend completing the first three Baby Steps before you start thinking about spending money on fun stuff. In my mind, that positions...
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Dave Ramsey
2 min read
Dave Says: A different situation than most
First off, you’re both serious about dumping debt and getting control of your finances. That’s the big thing. Plus, you make good money...
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Dave Ramsey
2 min read
Dave Says: Be gentle, but don't fund financial irresponsibility
You and your wife need to be completely on the same page about this situation, but she’s the one who needs to approach Mom and talk things..
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Dave Ramsey
3 min read
Dave Says...
It’s not unusual for pros who flip houses to look at 100 or more properties to buy just one. It’s not an easy way to make money...
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Dave Ramsey
3 min read
Dave Says: Seeing things in a different way
I know budgeting sounds intimidating, but goals and dreams have a better chance of coming true if you have a written game plan.
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Dave Ramsey
2 min read
Dave Says: You've already paid for it
The Social Security system in this country is a mathematical failure. But that doesn’t mean I’m not going to take my money when I deserve it
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Dave Ramsey
2 min read
Dave Says: Rewarding success
Kids should learn at an early age that money is connected to work. Even a kid who’s in kindergarten is old enough to begin doing some age...
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Dave Ramsey
2 min read
Dave Says: A 'Heart Problem'
The hard reality is that bankruptcy’s not going to solve anything if she’s got a heart problem
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Dave Ramsey
2 min read
Dave Ramsey's EntreLeadership: Don't crack the foundation
Think about this. When you sell a piece of your ownership to people who are looking for a return, instead of caring about your dream...
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Dave Ramsey
2 min read
Dave Says: On one condition...
But if you’re determined to do it your way, I’ll give you a couple of guidelines. Number one, don’t wipe out your savings...
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Dave Ramsey
3 min read
Dave Says: What's best for me?
Dear Dave, I was talking to some friends the other day about wills and trusts. They seemed to have a variety of opinions, so can you...
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Dave Ramsey
2 min read
EntreLeadership: It gets easier, and more accurate, over time
Next, you’ve got two goals to work toward with your profits. By profits, I mean after you’ve paid household expenses.
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