Joe Shearer, CPFA

Joe Shearrer, CPFA® is Vice President and Wealth Advisor at Fervent Wealth Management.   Several summers ago, I hiked to the summit of Mount Bierstadt in Colorado—one of the state’s more popular fourteeners. The climb up was challenging yet straightforward: a wide trail, a steady pace and clear footing. But the real adventure came next. From Bierstadt’s peak, I crossed the narrow “Sawtooth” ridge that connects to Mount Evans.   The Sawtooth isn’t for the faint of heart. On one side, the...

Joe Shearrer, CPFA® is Vice President and Wealth Advisor at Fervent Wealth Management.   When the world feels uncertain — inflation high, government debt ballooning, central banks under pressure — investors tend to look beyond the dollar for a safety net. Gold, the age-old hedge, often leads that retreat. But to understand why, you must see them not as speculative gambles, but as symptoms of a deeper impulse: the urge to preserve value when faith in paper money wavers.   Gold’s reputation...

Inflation remains above the central bank’s 2% target, but signs of a cooling labor market — slower job creation, rising jobless claims — appear to have convinced policymakers that keeping rates elevated may do more harm than good.